The digital products available for purchase on our web site are downloadable or accession, functional, after you upgrade. We provide free members to let you fully evaluate our system before you make a purchase decision. If you purchase one of our packages, after your payment has cleared your license to use our digital products will be activated. Once the license is activated, no refunds will be given. We have this policy since it would be impossible for you to return your registered version of our digital products.